After Tax Ira Contribution Limits 2025. The contribution limit for individual retirement accounts (iras) for the 2025 tax year is $7,000. Ira contribution limits for 2025 the total contributions you make to all your traditional iras and roth iras in 2025 can’t exceed the lesser of the following:

The table below shows the aggregate contribution limits for these two accounts by tax. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2025 to contribute to a roth ira, and if you’re married and file.